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Part D (Drug coverage)
Part D (Drug coverage): Helps cover the cost of prescription drugs (including many recommended shots or vaccines). You join a Medicare drug plan in addition to Original Medicare Original Medicare A fee-for-service health insurance program that has 2 parts: Part A and Part B. You typically pay a portion of the costs for covered services as you get them. Under Original Medicare, you don’t have coverage through a Medicare Advantage Plan or another type of Medicare health plan. Refer to Medicare glossary for more details. , or you get it by joining a Medicare Advantage Plan with drug coverage. Plans that offer Medicare drug coverage are run by private insurance companies that follow rules set by Medicare.
Part D costs:
Monthly premiums vary based on which plan you join. The amount can change each year. You may also have to pay an extra amount each month based on your income. Who pays an extra amount because of income? You might pay a penalty if you: Don’t join a Medicare drug plan when you first get Medicare, and Go 63 days or more without creditable drug coverage (coverage that’s similar in value to Part D).
