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Medicare can be confusing. We can help. Medicare can be confusing. We can help. Medicare can be confusing. We can help.

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    • Home
    • New To Medicare?
      • Medicare FAQ's
      • What is Medicare?
      • Turning 65?
      • How to enroll in Medicare
      • Original Medicare
      • Part D RX Drug Plan
    • Medicare 2023
    • Medicare Supplement
      • About Us
      • What is a Medigap?
      • Free Medigap Guide
    • Medicare Advantage
    • Working Past 65
    • D-SNP Dual Special Needs
    • Book an appointment
    • Contact Us
    • Testimonials
    • Prescription Drug Plans
    • Healthcare News
    • Additional Resources
    • Medicare In The News
    • Social Security
    • Resource Center
    • Videos
    • Photo Gallery

215-388-2158

Medicare can be confusing.
We can help.

Medicare can be confusing. We can help. Medicare can be confusing. We can help. Medicare can be confusing. We can help.
  • Home
  • New To Medicare?
    • Medicare FAQ's
    • What is Medicare?
    • Turning 65?
    • How to enroll in Medicare
    • Original Medicare
    • Part D RX Drug Plan
  • Medicare 2023
  • Medicare Supplement
    • About Us
    • What is a Medigap?
    • Free Medigap Guide
  • Medicare Advantage
  • Working Past 65
  • D-SNP Dual Special Needs
  • Book an appointment
  • Contact Us
  • Testimonials
  • Prescription Drug Plans
  • Healthcare News
  • Additional Resources
  • Medicare In The News
  • Social Security
  • Resource Center
  • Videos
  • Photo Gallery

Medicare When Working Past 65 FAQ

Medicare When Working Past Age 65

 You first become eligible to enroll in Medicare  around age 65. But if you plan to keep working or have employer health  coverage through a spouse, you have some options to consider before  signing up for Medicare. Here you'll find the resources and tools you  need to help learn about your Medicare enrollment options, and to make  confident decisions about getting or delaying Medicare coverage. 

Do I have to get Medicare if I have employer coverage?

Having a big sale, on-site celebrity, or other event? Be sure to announce it so everybody knows and gets excited about it.

Delaying Medicare when working past 65

 Even if you plan to keep working, you still have a 7-month Initial Enrollment Period (IEP) when you turn 65.

Delaying Medicare Parts A & B

 If you qualify to delay both Medicare Parts A  & B, you can do so without penalty as long as you enroll within  eight months of either losing your (or your spouse's) employer coverage  or ceasing to work, whichever comes first. You will enroll during a  Special Enrollment Period and will need to also provide written proof of  creditable drug coverage to avoid Part D penalties. 

Enrolling only in Medicare Part A

 Medicare Part A is usually premium-free for most  people, so you could opt to enroll in only Part A while still working.  However, if you have a health savings account (HSA), be aware that once  you enroll in any part of Medicare you cannot continue to make  contributions to your HSA. 

Do I need to notify anyone if I'm delaying Medicare?

 You don't need to provide notice that you'd like  to delay enrolling unless you're receiving Social Security or Railroad  Retirement Board benefits. If you are receiving either, you'll be  automatically enrolled in Medicare Parts A & B when you turn 65, and  you'll need to let Social Security know you wish to delay Part B. By  law though, if you receive Social Security benefits and are eligible for  Medicare, you must also have Medicare Part A. 


    We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. This is a proprietary website and is not associated, endorsed or authorized by the Social Security Administration, the Department of Health and Human Services or the Center for Medicare and Medicaid Services. This site contains decision-support content and information about Medicare, services related to Medicare and services for people with Medicare. If you would like to find more information about the Medicare program please visit the Official U.S. Government Site for People with Medicare located at http://www.medicare.gov 

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