Medicare prescription drug coverage is an optional benefit offered to everyone who has Medicare. This page explains how to get prescription drug coverage and offers tips for making the right choices for you.
To get Medicare drug coverage, you must join a Medicare plan that offers prescription drug coverage. Each plan can vary in cost and drugs covered.
If you decide not to get Medicare drug coverage when you're first eligible, you'll likely pay a late enrollment penalty if you join later, unless one of these applies:
Generally, you'll pay this penalty for as long as you have Medicare prescription drug coverage.
Find out how to get Medicare prescription drug coverage. Learn about Medicare Prescription Drug Plans (Part D), Medicare Advantage Plans, more. Get the right Medicare drug plan for you.
What Medicare Part D drug plans cover - Overview of what Medicare drug plans cover. Learn about formularies, tiers of coverage, name brand and generic drug coverage.
Costs for Medicare drug coverage - Learn about the types of costs you’ll pay in a Medicare drug plan.
How Part D works with other insurance - Learn about how Medicare Part D (prescription drug coverage) works with other coverage, like employer or union health coverage.
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